Congratulations On Your New Home!
Now that you have settled into your new home, you probably will be contacted by your homeowner’s insurance company. Their representative will ask to schedule an appointment in order to conduct an insurance inspection of your new home. If you have not received an advance letter informing you of this requirement, contact your insurance representative to verify you have been selected to have your home inspected.
When you receive an insurance quote, software is used by your insurance representative to estimate the home's replacement value based on the information you provide. Although the estimating software used is efficient, the best way to verify the cost to rebuild your home is to conduct an onsite insurance inspection. You will need to be home for the inspection and should expect the inspector will ask to see each room along with the basement and utilities which include heating/cooling equipment, circuit breaker panel, plumbing and water heater. In addition, the interior and exterior of your home will be photographed.
While this may sound like an intimidating process, we are happy to help. As our client you can benefit from our experience conducting insurance inspections on behalf of leading insurance carriers. We know what is expected and can help you prepare for the insurance inspector. When you make your appointment with us for your pre-purchase inspection, let us know you are interested in insurance inspection preparation. There is no additional cost for our clients.